California DRE & NMLS Licensed · Since 1980
AT A GLANCE
Deals we fund.
Larger loan amounts available for special situations. Land loans not offered.
If your deal fits these parameters, submit a package below. If it's close but outside the standard template, call us — we've funded thousands of loans over 45+ years and regularly structure around deal-specific details that cookie-cutter lenders can't accommodate.
3 Days
UNDERWRITING
WHY DLS
Direct access. Real answers. Fast.
When you submit a package to DLS, it's reviewed by the people with authority to fund the loan — not a loan officer who then has to pitch it up a chain. You'll get a straight answer fast, and you'll hear it from the person making the decision.
Straightforward deals clear underwriting in 3 days and can close in as fast as 7 days. When your client has a contingency to hit, we meet the timeline — or tell you up front that we can't.
SUBMISSION
What to include in your loan package.
The more complete your package, the faster we can get to a decision. Here's what we need for most deals — and what's acceptable in each category.
Submit the package. We'll tell you what would make it fundable — or tell you clearly if it can't work.
PROCESS
From package submission to funding.
OUR COMMITMENT
What brokers get with DLS.
Response within 3 business days on every submitted package
Direct access to the underwriter and decision-maker — no intermediary loan officers
Flexibility on deal structure for deals outside standard templates
A repeat funding source — 45+ years of continuous operation means we'll be here for your next deal too